Distressed credit and restructuring, explained without the jargon.
REINVEST S.P.A. publishes independent, informational material on NPL and distressed credit management, debt recovery, real estate asset management, investment analysis and corporate financial restructuring — without offering any paid service through this website.
Five areas of distressed credit and restructuring, in plain terms.
We explain how these disciplines generally function, the terminology involved, and what to consider before engaging any licensed provider.
NPL & distressed credit
General principles of how non-performing and distressed credit exposures are typically classified, valued and managed.
Debt recovery
An overview of how out-of-court and judicial recovery processes generally proceed, and the safeguards typically in place for both parties.
Real estate asset management
Concepts behind managing property assets tied to distressed loans, including valuation, maintenance and disposal considerations.
Investment analysis
An explanation of how portfolios of distressed assets are generally assessed for risk, recovery potential and pricing.
Corporate restructuring
How companies facing financial difficulty typically approach restructuring, from informal workouts to formal insolvency procedures.
Process timelines
General guidance on the typical duration and sequencing of recovery and restructuring procedures.
How distressed credit portfolios are typically classified
These examples are illustrative only, intended to help a reader recognise common portfolio categories. They do not represent an offer, and no asset can be acquired through this website.
Concepts behind a corporate turnaround
Corporate restructuring generally begins with an assessment of a company's financial position, followed by negotiations with creditors, and — where necessary — a formal procedure under applicable insolvency law.
This page explains those concepts at a general level. It does not constitute legal, financial or restructuring advice and is not tailored to any individual company's circumstances.
Read about our mandateFacing a recovery notice or restructuring decision?
If you have received a formal notice or are considering a restructuring process, seek independent legal and financial advice before responding. Nothing on this website constitutes advice or a demand addressed to you.